By invitation only

Private. Secure. Personal.

Cards for global spending, on certified infrastructure. Individual terms, higher limits, and cash you can request straight from the app.

Request access What you get Access is granted by invitation
4172 •••• •••• 8390
A. MercerPrivate
The infrastructure behind NOX
$60M+
Spent with cards on the platform
52,000+
Cards issued to date
270+
Companies running on it
150+
Countries where cards are accepted
30+
BINs across the US, Europe and Asia
Why NOX

Three things we refuse to trade away.

Most card services pick one and drop the other two. Everything here has to pass all three.

PRIVATE

Anonymous by design

We collect only what is strictly required to issue a card, and we do not retain it afterwards. There is no spending profile, no member list and nothing to sell, share or leak.

  • Only the minimum data required to issue
  • Nothing stored beyond that requirement
  • No spending profiles built on you
  • Members are never published or disclosed
SECURE

Certified card infrastructure

The cards run on regulated, audited rails. Card data is handled to PCI DSS, European payments follow PSD2 and Strong Customer Authentication, and every transaction is covered by 3D Secure 2.

  • PCI DSS certified processing
  • PSD2 and Strong Customer Authentication
  • 3D Secure 2 on every card
  • 30+ BINs, so one programme is never a single point of failure
PERSONAL

Terms built around you

No public tier table. Rates, limits and card structure are agreed individually, and cash can be delivered to you through the app in a growing list of locations.

  • VIP rates agreed individually
  • Higher limits than standard tiers
  • Cash delivery requested straight from the app
  • Access by invitation only
What you get

What to know before you start.

The essentials of the service. Exact rates and limits are agreed with you personally.

Cards in USD and EUR

Virtual for immediate use, physical when you want it in hand. Issue more than one and keep spending separated.

Crypto and bank transfers

Top up with crypto and it lands in minutes. SEPA and wire typically clear within the hour, SWIFT in a few working days.

Accepted in 150+ countries

Online and in person almost everywhere, with the exception of sanctioned regions.

30+ BINs across three regions

Programmes in the US, Europe and Asia. If one becomes unavailable, your access moves across without a gap.

Apple Pay and Google Pay

Add the card to your phone and pay in person anywhere contactless is accepted.

High, flexible limits

Set against your actual profile rather than a published tier, and raised when your needs change.

Where these cards shine

The places that usually cause trouble.

Subscriptions that decline, ad accounts that get blocked, bookings abroad. This is where the card earns its place.

// TRAVEL & ONLINE SHOPPING

Flights, hotels, everyday shopping

Book and pay anywhere in the world, in person or online, straight from your phone with Apple Pay and Google Pay.

Booking.comSkyscannerAirbnbApple PayGoogle Pay
// DIGITAL SERVICES & SUBSCRIPTIONS

The tools your work runs on

Software, cloud and AI subscriptions that routinely decline foreign cards, paid without the monthly argument.

OpenAIClaudeAppleZoomSteamShopifyAdobe
// ADVERTISING & TEAMS

Ad accounts and team spending

A separate card per account keeps books clean and one blocked platform from taking the rest down with it.

Google AdsMetaTikTokTeam cards
Cash delivery

Cash, requested in the app.

Order cash from inside the app and have it brought to you. Available through a specialist partner service, with the list of cities expanding.

Cash delivery is operated by an independent partner and is subject to availability in your location.

Requested directly in the app, no separate channel
Delivered to an address or a meeting point you choose
Coverage expanding to new cities
Access

By invitation only.

This is not a public service and there is no open sign up. Send a request, we review it on our side, and we come back to you personally.

01

Send a request

A short form in the Telegram app. A couple of minutes, no lengthy questionnaire and no unnecessary fields.

02

We review it

A short check on our side. This is what keeps the circle clean and predictable for everyone already in it.

03

You are invited

If it is a fit we invite you, agree your rates and limits, and set up the first card with you.

Pricing

You will know every fee before you join.

Four things cost money and there is no fifth. All of them are agreed with you in writing, so nothing appears on a statement that you did not accept.

Card issuanceCharged once when a card is created, virtual or physical
Agreed individually
TransactionsPer payment made with the card
Agreed individually
Currency exchangeWhen you spend in a currency other than the card balance
Agreed individually
Top upsAdding funds by crypto or bank transfer
Agreed individually
FAQ

The essentials, briefly.

How do I get access?
Send a short request in the Telegram app. We review it on our side and, if it is a fit, we invite you personally. There is no open sign up.
What data do you collect?
Only what is strictly required to issue a card, and we do not retain it beyond that requirement. We do not build spending profiles, we do not publish our members, and we have nothing to sell or share.
How secure are the cards?
Card data is processed on PCI DSS certified infrastructure. European payments follow PSD2 and Strong Customer Authentication, and every card carries 3D Secure 2.
Where do the cards work?
Accepted in more than 150 countries, online and in person, with the exception of sanctioned regions. Apple Pay and Google Pay are supported.
How fast are top ups?
Crypto arrives within minutes. SEPA and wire transfers typically clear within the hour, and SWIFT takes a few working days depending on the sending bank.
What are the limits?
High and flexible. They are set against your actual profile rather than a published tier table, and raised as your needs change.
How does cash delivery work?
You request it inside the app and it is brought to an address or meeting point you choose. The service is operated by an independent partner and depends on coverage in your location, which is expanding.
What happens if a card programme goes down?
There are more than 30 BINs across the US, Europe and Asia. If one becomes unavailable your access is moved across, which is the entire reason that redundancy exists.
Can I get cards for my team?
Yes. Issue multiple cards, keep balances separated and track what was spent where, with a separate card per ad account if that is how you work.
By invitation only

Join the circle.

Send a short request in the Telegram app. We review it and come back to you personally.